Clip Art and Images
Icons: Mouserunner | Mysite | FamFamFam | IconFinder | Noun Project | Smashing Magazine
Realm Graphics - Textures for fills and page backgrounds.
Stock Photos (Free) | Microsoft ClipArt
sxc.hu - free royalty-free images, but some you have to notify if you choose to use an image - check restrictions
123rf.com - some free royalty-free images, but most must be purchased - very reasonable cost
iStockPhoto - some free royalty-free images, but most must be purchased - cost is more than 123rf.com, but very high-quality images available, and also royalty-free videos, audio, etc.
Graphic River - some free royalty-free images, but most must be purchased - very reasonable cost
Textures: Absolute Background | Noctua |Woodgrain editor
Image Manipulation Programs: http://www.irfanview.com/, http://www.gimp.org/
CSS Drop Shadow, Simple Fluid Drop Shadows, Multi-Position Shadow Boxing
Instead of separate images in Navigation, use CSS Sprite
stock.xchng:
Registration is free, you do need to read the terms of use, they vary
depending on the image.
teacherfiles.com